Add cash as a payment option and win the 60M+ cash-preferred shoppers your card checkout turns away. They order online, pay cash at any of 30,000+ neighborhood stores, and you get paid in USD. No chargebacks. No setup fees.
No bank account. No card. No app. Just cash and a barcode. Pay at any of 30,000+ stores you already visit — CVS, 7-Eleven, Walgreens, Kroger and more.
Your Store has been notified.
Your order is on its way.
18.7M U.S. households are underbanked and 5.9M are unbanked (FDIC). One in four households already pays bills through non-bank services. They have the money and the intent. They just can't finish a card checkout. Pay with Ping lets them buy from you.
No bank? No card? No problem. Pay for anything online with the cash already in your pocket — at a store you already know.
Cash-preferred buyers locked out of cards, wallets and BNPL.
Instant national coverage. No stores to open, no counters to staff.
Share of consumers who'd buy more online if cash were an option (Mercator 2022).
Cash is paid before you ship and can't be reversed. No disputes, no fraud losses.
Pay exactly what's on the price tag. Nothing more.
Probably one across the street. CVS, 7-Eleven, Kroger, Walgreens, Dollar General.
Plenty of time to grab the cash, walk over, and complete your purchase.
The whole point. If you have cash, you can shop online.
Turn on Pay with Ping and we handle the rest: the customer, the cash, the store network and the reconciliation. You ship the moment we confirm the cash cleared.
Pick Ping at checkout. Walk to a nearby store. Pay cash. We tell the merchant — they ship your order. That's it.
Create your free merchant account, then install our Shopify app or add three lines of code to any checkout.
We send them a barcode and a map of nearby stores. They pay the cashier in cash. No bank, card or app needed.
You're notified in seconds. Funds settle to your bank in about 2 business days. No chargebacks, ever.
order_2940182 · CVS Pharmacy · 0.3 mi
You'll see it as a payment option alongside cards and wallets. Tap it. No signup, no app to download.
We show you stores near you. Bring the barcode on your phone (or print it). The cashier scans it. You hand over the cash. Walk out.
The merchant gets a notification the moment the cashier scans your barcode. Your order ships the same day. You get tracking like normal.
Your order · arrives Wed
From box stores to grocery stores to the corner bodega, your customers already shop at a Pay with Ping location. 30,000+ payment points across all 50 states. No retailer contracts, POS hardware or integration work on your side.
30,000+ stores you already know. Hand the cashier cash, they scan your barcode. That's it.
Cash is the second-most-used payment method in the U.S., yet most online stores can't accept it. Pay with Ping is the only option built for ecommerce checkout.
| Pay with Ping | Credit cards | Wallets (CashApp · PayPal) |
BNPL (Affirm · Klarna) |
Gift cards | |
|---|---|---|---|---|---|
| Reaches the 60M+ underbanked | ✓ | ✕ | ✕ | ✕ | ~ |
| Customer needs no bank | ✓ | ✕ | ✕ | ✕ | ✓ |
| Zero chargeback risk | ✓ | ✕ | ✕ | ~ | ✓ |
| Works at any merchant | ✓ | ✓ | ~ | ~ | ✕ |
| No credit check | ✓ | ✕ | ✓ | ✕ | ✓ |
| Customer pays $0 in fees | ✓ | ~ | ~ | ✕ | ✕ |
| Settles in < 2 days | ✓ | ✕ | ✓ | ✓ | ✓ |
One-click install for Shopify, BigCommerce, WooCommerce and Magento, or three lines of code on any custom checkout. We handle the retail network, settlement, reconciliation and shopper support, so your team doesn't have to.
Start your integrationCash shoppers buy when they know they can. Every merchant gets ready-to-use, co-branded assets that tell customers how and where to pay cash, so the new option turns into new sales from day one.
Proven copy for product pages and checkout: "Shop online. Pay with cash."
Embed it on your site or order page so buyers find the nearest store.
Launch announcements and social videos you can brand and send.
Print-ready pieces that point customers to a payment point near them.
Sign up free in two minutes. A merchant specialist will set up your account, walk you through your checkout, and send your launch kit.
We're adding new stores every week. Drop your email and we'll ping you when Pay with Ping launches at your favorite sites.
Try the locator your shoppers will see. Add it to your website, app or order confirmation page so every cash buyer knows exactly where to pay.
30,000+ Ping payment points nationwide. Most people have one within half a mile of their door.
Ready to talk? Email our merchant team at hello@paywithping.com.
Fill in the sign-up form above with your work email and store website. A merchant specialist will reach out to activate your account, connect your payout bank account, and send your free launch kit. There are no setup fees and no long-term contract.
A flat 3% fee on cleared transactions, comparable to card rates but with zero chargeback risk and faster settlement. No setup fees, no monthly fees, no hidden charges.
One-click app install for Shopify, BigCommerce, WooCommerce and Magento. For custom checkouts, add our JS SDK and pass the amount and order ID. Most teams are live in under 30 minutes.
You're notified within seconds of the cashier scanning the barcode, so you can ship right away. Settled USD lands in your bank account in about 2 business days.
No. Pay with Ping runs on a network of 30,000+ payment points across all 50 states, including CVS, 7-Eleven, Walgreens, Kroger, Walmart, Dollar General and thousands of neighborhood stores. There's nothing for you to sign, install or staff.
Every merchant gets a free launch kit: checkout and product-page messaging, an embeddable store locator, email and social templates, and print-ready flyers and QR signage. We can also help you plan a custom campaign.
At checkout they pick Pay with Ping. We send a barcode and a list of nearby stores to their phone. They hand the cashier cash, the cashier scans the barcode, and the order is confirmed. They have 48 hours to pay. If they don't, the order cancels automatically and your inventory is released.
The core audience is cash-preferred and underbanked shoppers (60M+ Americans). But credit-wary, budget-minded and privacy-minded shoppers use it too. It costs your customers nothing: they pay exactly the cart total.